Car Accidents

In a split second, someone's carelessness or negligence can change your life. People hurt in car accidents have questions and concerns as they face an uncertain future.

With a focus on fair compensation through settlement or trial, I handle all aspects of your personal injury and property damage claims. Two things need to happen right away.

First, I communicate with the insurance adjusters to help you with your immediate needs by:

  • Submitting your replacement or repair claims for your damaged vehicle
  • Submitting your wage loss claims
  • Submitting your medical expense claims

At the same time, I investigate and document the facts of the accident - I preserve the evidence and build the case for fair compensation. Steps taken include:

  • Photographing and inspecting the accident scene
  • Photographing and inspecting the vehicles
  • Getting witness statements
  • Downloading and analyzing "black box" data from vehicles

Later steps taken to get fair compensation include:

  • Determine all possible sources of insurance, which can include: liability insurance, resident relative insurance, medical payment coverage on auto and other policies, uninsured or underinsured motorist coverage, umbrella coverage, health insurance and disability insurance.
  • Ensure compliance with any notice or other requirements in insurance policies.
  • Determine the applicable "statute of limitations" - the time frame in which a claim or other notice must be filed to preserve your rights - and take all required actions to protect those rights. Failure to comply with these deadlines may result in the loss of the right to make a claim.
  • Analyze the applicable laws in light of the facts of a particular case and develop a strategy for the best way to present the facts of a case to get full and fair compensation.
  • Determine the full extent of the injuries - including pain and suffering, cost of medical care, and lost wages.
  • Determine the types of damages applicable - compensatory and possibly punitive damages.

Contact ESPE LAW For A Free Consultation

For more information or to schedule a free initial consultation with an experienced White Bear Lake car accident lawyer, fill out the contact form or contact ESPE LAW at 651-426-9980. If you need answers to commonly asked questions about car accidents in Minnesota, please visit our FAQ page. ESPE LAW is located off of Highway 96 and Highway 35E.