In a split second, someone's carelessness or negligence can change your life. People hurt in car accidents have questions and concerns as they face an uncertain future.
With a focus on fair compensation through settlement or trial, I handle all aspects of your personal injury and property damage claims. Two things need to happen right away.
First, I communicate with the insurance adjusters to help you with your immediate needs by:
- Submitting your replacement or repair claims for your damaged vehicle
- Submitting your wage loss claims
- Submitting your medical expense claims
At the same time, I investigate and document the facts of the accident - I preserve the evidence and build the case for fair compensation. Steps taken include:
- Photographing and inspecting the accident scene
- Photographing and inspecting the vehicles
- Getting witness statements
- Downloading and analyzing "black box" data from vehicles
Later steps taken to get fair compensation include:
- Determine all possible sources of insurance, which can include: liability insurance, resident relative insurance, medical payment coverage on auto and other policies, uninsured or underinsured motorist coverage, umbrella coverage, health insurance and disability insurance.
- Ensure compliance with any notice or other requirements in insurance policies.
- Determine the applicable "statute of limitations" - the time frame in which a claim or other notice must be filed to preserve your rights - and take all required actions to protect those rights. Failure to comply with these deadlines may result in the loss of the right to make a claim.
- Analyze the applicable laws in light of the facts of a particular case and develop a strategy for the best way to present the facts of a case to get full and fair compensation.
- Determine the full extent of the injuries - including pain and suffering, cost of medical care, and lost wages.
- Determine the types of damages applicable - compensatory and possibly punitive damages.
Contact ESPE LAW For A Free Consultation
For more information or to schedule a free initial consultation with an experienced White Bear Lake car accident lawyer, fill out the contact form or contact ESPE LAW at 651-426-9980. If you need answers to commonly asked questions about car accidents in Minnesota, please visit our FAQ page. ESPE LAW is located off of Highway 96 and Highway 35E.
